With a Barclaycard you are in control. It gives you much more than just financial freedom. It let's you do what you want to do, play how you want to play, and be who you want to be. Real freedom. To live life your way.

Choose any of our popular credit cards

Platinum Visa Card
Platinum Visa Card

Voted the best credit card in Africa for a reason. Earn Worldmiles, travel in style, and get rewarded for it too.

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Gold Visa Card
Gold Visa Card

Earn more SWAIPA points with the Visa Gold card and get more cash back.

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Apply

KQ Msafiri Gold Card
KQ Msafiri Gold Card

The KQ Msafiri card is a co-brand credit card between Kenya Airways and Barclays Bank of Kenya bringing together a distinguished heritage in financial services and airline travel.

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Play how you want to play

It’s your rules with great features and benefits

gift boxes

Get rewarded with redeemable points on all your purchases

percentage symbol

Get up to 50 days interest free on all your transactions

moving pad-lock

Access a quicker, more convenient and safer way of paying

no money

No joining or supplementary fees

world wide

Do transactions in over 150 countries internationally

money in hand

Buy anything online plus draw cash from any ATM

discount tag

Get great discounts on goods and services from our merchant partners

credit reciepts

Start building a good credit history

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When you want more you should get more

If you're looking for a credit card with rewards choose one of these

 
 
 
Annual fee
Joining fee
What you get
 
Platinum Visa Card
Platinum Visa Card
Fly wherever you want to
Our number one credit card lets you earn and redeem world miles for free air tickets with any airline to any destination in the world.
KES8,000
Free
  • Two World Miles for every KES spent
  • Free Priority Pass to over 700 VIP lounges worldwide
  • Free international travel insurance
  • Purchase protection
Apply
KQ Msafiri Gold Card
KQ Msafiri Gold Card
Spend more time in the air
Get free flights by exchanging your air miles for air tickets or use them to upgrade your flight. Exclusive to Kenya Airways.
KES5,000
Free
  • One Air Mile for every KES200 spent
  • Free international travel insurance
  • Earn double Air Miles for every KES100 spent at any Kenya Airways merchant outlet
Apply
Gold Visa Card
Gold Visa Card 
Double up on points. Get more cash back
Earn twice as many SWAIPA points for every KES100 you spend and put more cash back in your pocket.
KES6,000
Free
  • International travel insurance
  • Redeem SWAIPA points for cash
  • 1,000 points needed for redemption
Apply
Classic Visa Card
Classic Visa Card
Get swiping. Get rewarded
Earn SWAIPA points on every purchase you make anywhere, anytime and redeem them for cash.
KES3,000
Free
  • Free SMS alerts
  • Monthly e-statements
  • 1 Barclaycard Rewards point per KES100
  • Redeem SWAIPA points for cash
  • 1,000 points needed for redemption
Apply
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Make your move anytime, anywhere.

Own your freedom with a Barclaycard

 
 
 
Joining fee
Annual fee
What you get
 
Company Visa Card
Company Visa Card
Easy is the new smart
Make payments easier and dont fumble around for petty cash. Easily manage and track all your business spending for yourself or staff.
KES3,000
KES4,000
  • Company credit cards for all select staff
Apply
Gold Visa Card
Gold Visa Card
Your money. Your rules.
The amount you put down becomes a fixed deposit and essentially your credit limit. We in turn view this money as security to give you the highest credit limit at the lowest interest rate.
KES1,200
Free
  • Get a credit limit up to a KES1m
  • Up to 50 days interest free
Apply
Classic Visa Card
Classic Visa Card
The card that keeps up with you
Also tied to your fixed deposit, the Secured Classic card is perfect for the business person who's always on the go.
KES1,200
Free
  • Low interest fees of 2% of your balance
  • Exciting discounts from our partners
  • Credit limit of 85% on your fixed deposit amount
Apply
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Credit is a tool you should use wisely

The do’s and don’ts of credit cards

In the right hands credit is a tool that allows you to do what you have to when necessary or needed, especially when you lack funds. It lets you build or improve your credit record, is safer and more convenient to use than cash and offers great rewards too.
However, any tool in the wrong hands can be dangerous and do more harm than good. That’s why we want to help you with the following facts and information.

Light bulb
Start smart

It’s important that you have the right understanding about how to use your credit card right from the start.

hand shake
Show respect

Credit cards don’t exist to provide you with free money, nor should you view it as an additional salary. You have to treat them with respect.

tick tag
Make a match

Choose a card that matches your lifestyle. If a rewards card, choose one with benefits you’ll actually use.

no money
No fees

Opt for a no fees card. These cards are great for sudden emergency situations or online purchases.

coin stack
Fees? Yes please!

A card with fees will offer you more benefits. Do your due diligence and see if the fee is worth it.

exclamation mark
Watch out

Be aware of the interest rate connected to your card. Make your payments before each statement’s due date and you’ll always have an interest-free loan.

more or less scales
More is less 

If you can’t afford to settle the full outstanding amount, ensure you pay more than the minimum installment. You’ll square the interest owed although your debt won’t go away.

number 1 tag
The one!

If your outstanding credit card debt becomes too big, consider consolidating it all into one with an alternative loan. You’ll be charged a lower interest fee on the outstanding amount.

What you also need to know

Build or Improve Credit Card
Build or improve your credit record

To start building your credit record or improve it you need to ensure you maintain a good credit history, stay in the loop with respect to your credit worthiness, and understand your credit score and credit report.

Build or Improve Credit Card
Protect your credit

We have credit protection plans that will help settle the repayments of your debt in the event of death, disability, critical illness or retrenchment.

Build or Improve Credit Card
What we look at

Past or existing good credit history, on-time loan payments, as well as on-time debit order payments are all indicative of you being reliable and good at managing your money.

 

eggs in basket

Keep your credit protected

Should anything ever happen to you or your card our insurance plans will keep your credit protected

Protection Plan
Monthly Premium
Travel Cover
Card Skimming
Loss at ATM
Purchase Protection
Personal Accident
Home Contents
Classic
KES194
  1. Medical expenses & hospitalisation - up to USD45,000
  2. Loss of baggage - up to USD2,000
  3. Emergency medical evacuation - USD10,000
Cover up to USD2,000 per card
Cover up to USD1,000 per card
Cover up to USD1,200 per card
Limit KES250,000
Limit KES100,000
Gold
KES273
  1. Medical expenses & hospitalisation - up to USD45,000
  2. Loss of baggage - up to USD2,000
  3. Emergency medical evacuation - USD10,000
Cover up to USD3,000 per card
Cover up to USD1,500 per card
Cover up to USD2,000 per card
Limit KES500,000
Limit KES150,000
Platinum
KES349
  1. Medical expenses & hospitalisation - up to USD45,000
  2. Loss of baggage - up to USD2,000
  3. Emergency medical evacuation - USD10,000
Cover up to USD4,000 per card
Cover up to USD2,000 per card
Cover up to USD3,000 per card
Limit KES1,000,000
Limit KES200,000
 
 

 

 
 
 
 
 

Barclaycard Holiday Season Promotion

Find out more

Register here

Need more help?

Call:

Tel: +254 (20) 3900000
Cell: +254 (722) 130120
Cell: +254 (732) 130120

Email:

barclays.kenya@barclays.com

Ask an expert