A straight purchase

You’ve found a house you like, you want to buy it and we help you with a mortgage.

To get a mortgage follow these steps

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What you get
  • Intended for anyone who wants to own a home
  • Repayment period of up to 25 years
  • Purchase the desired property anywhere in the country
  • Up to 90% finance
  • Security charge over property
Costs Percentage of mortgage amount (aproximate)
Transfer stamp duty 4% of home value / 2% for upcountry
Stamp duty on charge 0.1%
Negotiation fees 1% to 2%
Legal fees 1.2%
Fire insurance 0.125%
Home loan protection cover 0.3%
Valuation fees 0.25% of value of property
Insurance and protection costs are annual.

Need more help?

Call:

Tel: +254 (20) 3900000
Cell: +254 (722) 130120
Cell: +254 (732) 130120

Email:

barclays.kenya@barclays.com

Ask an expert