Equity Release Loan

A mortgage that lets you tap into the value of your property and utilising it as a cash loan

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What you get
  • Get up to 80% of the value of your property in cash
  • Repayment period is 15 years
  • Value of property less than KES2m (Nairobi) and KES1.5m (up country)
  • Finance: up to 80% of property value
  • Security: charge over property
  • Valuation fees: 0.25% of property value
Costs Percentage of mortgage amount (aproximate)
Transfer stamp duty 4% of home value / 2% for upcountry
Stamp duty on charge 0.1%
Negotiation fees 1% to 2%
Legal fees 1.2%
Fire insurance 0.125%
Home loan protection cover 0.3%
Valuation fees 0.25% of value of property

Insurance and protection costs are annual.


Need more help?


Tel: +254 (20) 3900000
Cell: +254 (722) 130120
Cell: +254 (732) 130120



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