Thanks for choosing to apply for a Barclays Mortgage. You are one step closer to that dream home with our amazing offers, including:

  • Home loan Straight Purchase - Mortgage financing max 90% of current market value and a max of 25 years repayment
  • Construction Financing - 100% if the plot is fully owned and a max repayment of 20 years
  • Equity release - Up to 80% of value of property repayment period of a max 15 years
  • Buy to let - 70% of loan value
  • Foreign currency mortgage – Enjoy up to 80% financing and a maximum of 15 years of repayment
     

If you haven’t already, feel free to make use of our customized affordability calculator before applying.

Read more here

  • Step 1 - Calculate your repayments and affordability

    Repayments
    Affordability
    Repayments
    This interest rate is for demonstration purposes only.
    It is not a reflection of the actual rate you will receive on your loan.
    KES
    KES
    KES
    KES
    %
    25

    Your monthly mortgage repayment will be:

    KES
    0

    You can afford a home loan of:

    KES
    0

    Your monthly repayments:

    KES
    0

    Your total repayment will be:

    KES
    0

    Total interest paid:

    KES
    0

    Stamp Duty, Legal Fees, Valuation and Insurance:

    KES
    0

    Once Off Transfer Fees:

    KES
    0

    Valuation:

    KES
    0

    Legal Fees:

    KES
    0

    Initiation Fee:

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    0

    Stamp Duty on Transfer:

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    0

    Stamp Duty on Charge:

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    0

    Annual Fees:

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    0

    Fire Insurance:

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    0

    Mortgage Protection Cover:

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    0
  • Step 2 - Supply us with more information

    Please note that your affordability for a mortgage is determined by a Debt service ratio (customer to qualify if less than 55%).

Please note that this is what you'll need when your application is successfull.

two documents
Documents required

Salaried Customers

  1. Payslips – latest three month’s payslips(Six months if allowances are paid)
  2. Letter from employer confirming terms of employment, anticipated retirement age, basic salary and allowances indicate the fixed and variable ones, date of employment/length of service and position held at company.
  3. Pin certificate
  4. Identification- National Id or Passport
  5. Twelve months statements for non customers
  6. Marriage certificate for joint applicants.

Professionals

  1. Regular income i.e consultancy fees, rental income
  2. Latest 3 years audited accounts
  3. Twelve months bank statements
  4. Professional licence and Registration certificate by the relevant professional board.
  5. Business Customers
  6. Certificate of Registration/Incorporation, Memorandum and Articles of Ass., and Trading license.
  7. Audited accounts for the last 3 years (operated business for at least 4yrs)
  8. Account holder of Barclays
  9. Annual Tax return.
  10. Age 18 to 55 years
  11. Equity contribution of 20%

Terms of use Download application form

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My nearest branch 

You can also visit or contact us

The Mortgage Centre, 1st Floor, Barclays Plaza. Loita Street, Nairobi

Mortgage Centre

Tel: +254 (20) 3267000

Barclays Contact Centre

Tel: +254 (20) 390 00 00

Cel: +254 (722) 130120

Cel: +254 (732) 130 120