Choose the finance option best suited to your business needs

Our asset finance solutions:

Flexi Buy

Ownership of the asset automatically passes to you upon final payment.

Flexi Lease

Structure payment schedules to your advantage.

Flexi Rent

You can "rent" the asset for an agreed term and make regular repayments.

Buy, lease or rent the asset you need

We make financing your assets easy

 
 
What you get:
Income tax benefits
VAT benefits
Accounting benefits
The asset becomes yours once paid off.
 
You repay the capital plus interest charges over the agreed finance term. Ownership of the asset automatically passes to you upon final payment. Unlike hire purchase, there is no additional fee to acquire ownership.
  • You can deduct the interest cost as well as any capital allowances (wear-and-tear).
  • The seller charges the full VAT on the cost price, including interest.
  • As the buyer you are able to claim the full VAT input.
  • The asset is recorded as an "on-balance-sheet" item.
  • The outstanding debt is shown as a liability.
  • You can deduct depreciation and interest costs.
Structure payments to suit your financial needs.
 
Flexi Lease allows you to structure payment schedules to your advantage, financing your business most efficiently. Rentals are tax deductible.
  • You have the flexibility to structure rentals, interest rates and term.
  • Choose between monthly, quarterly or annual rentals structured to suit your cash flow.
  • Structured to suit your cash flow.
  • You have the freedom to make your capital work for you.
  • It is a financing option that eliminates the need to pay VAT up-front; you only pay VAT on each rental when it is due.
  • It offers the flexibility to structure rentals with a final balloon payment.
  • Rentals are tax deductible.
  • Flexi Lease allows for early termination of contract.
Have full use of the asset for the pre-agreed term.
 
You "rent" the asset for an agreed term and make regular repayments that include proportions of capital, interest charges and VAT residual value.The residual value should not be less than 11% of the original cost excluding VAT.
  • The lessee deducts the lease rentals.
  • The lessor charges VAT on each rental amount.
  • The lessee can claim VAT input where the asset allows
  • The asset is recorded as an "off-balance-sheet" item (subject to independent auditor approval).
  • The outstanding debt is shown as a note on the balance sheet.
  • The lessee deducts rentals as an operating expense.
 

 

   

 
 
 

Need some more help?

One of our experts can advise which solution is best for you.

To find out more about our asset finance solutions,

contact us on:

+254 20 4254000

Apply