Credit Cards

Platinum World Miles Credit Card

The Platinum World Miles Credit Card offers exclusive travel and lifestyle benefits and has been voted the best credit card in Africa. The world miles programme is a reward scheme through which card holders earn miles which are redeemable for free air tickets with any airline to any destination in the world.

Barclaycard Gold Card

Barclaycard Gold puts money back in your wallet with the Swaipa points reward scheme. For all your purchases you earn double points for every shilling of spend redeemable for cash back to your card account.

KQ Msafiri Card

The KQ Msafiri card is a co-brand credit card between Kenya Airways and Barclays Bank of Kenya bringing together a distinguished heritage in financial services and airline travel. The KQ Msafiri card not only provides spending power for your everyday purchases, it thanks you for every shilling spent through the Air Mile rewards programme.

Barclaycard Classic

The classic card offers you convenience, flexibility and security. It is much more than just a credit card; it is an everyday companion for your daily transaction ranging from household shopping to fuelling, to cash access to online purchases.

Company Visa

The Barclaycard Company Visa card is the perfect solution when those company expenses have to be incurred while away on business. There is no more need for petty cash! Manage your company expenses better with Company Barclaycard.

Barclaycard Secured Gold

Enjoy convenience when travelling on business with a card that offers you the lowest annual fees and the highest credit limit.

Barclaycard Secured Classic

Enjoy convenience with this unique product that is tailor made just for you, the business person always on the go.

Fees and Charges

Barclaycard Tariff Guide 

Joining Fee 

FREE for all cards

 

Annual Fees

Classic 

KES 3,000

Gold 

KES 6,000

Barclays Premier League (BPL)

KES 2,000

Secured Classic/Secured Gold 

KES 1,200

Platinum 

KES 8,000

Nakumatt Classic 

KES 2,000

Nakumatt Gold

KES 4,000

KQ Msafiri 

KES 5,000

Company Card

KES 3,000

Barclaycard Simplicity*

Free

 

Supplementary Fees 

Classic 

KES 2,000

Gold 

KES 4,000

Barclays Premier League (BPL)

KES 1,000

Secured Classic/Secured Gold 

FREE

Platinum 

FREE

Nakumatt Classic 

KES 2,000

Nakumatt Gold

KES 4,000

KQ Msafiri 

FREE

Company Card

N/A

Barclaycard Simplicity*

Free

 

Interest Rate (Monthly)

Classic 

3.99%

Gold

3.99%

Barclays Premier League (BPL)

3.99%

Secured Classic/Secured Gold

3.99%

Platinum 

3.99%

Nakumatt Classic 

3.99%

Nakumatt Gold

3.99%

KQ Msafiri 

3.99%

Company Card

3.99%

Barclaycard Simplicity

4.5%

Returned Fee

KES 500

(For bounced cheque or standing order)

 

Excess limit fee

6% or a minimum of KES 500

Late Payment Fee

10% or a minimum of KES 500

Minimum Monthly Repayment Barclaycard Simplicity 

10% or a minimum of KES 1000

Minimum Monthly Repayment - other cards 

5% or a minimum of KES 1000

Forex Mark-up fee (subject to regulatory approval)

2.20%

Interest FREE Period 

up to 50 days

 

Other Services 

Easy Instalment plan interest rate

2.50%

Loan on phone advance fee 

3.50%

Loan on phone interest rate 

2.67%

Credit shield insurance

0.08%

(Calculated on the outstanding balance billed) 

 

Payment Card Insurance

Classic

194KES

Gold

273KES

Platinum

349KES

 

Priority Pass Service (platinum card only)

Annual Membership Fee 

Free

Priority pass lounge visit 

$27 per person per visit

*Please note that the Annual Fee of Kes 1000 will be applicable if you do not use your card within a period of 12 months.

 

Barclaycard FAQs

FREQUENTLY ASKED QUESTIONS



 

  1. What is the benefit of using a Barclaycard credit card over cash?
    1. Earn reward points on every purchase
    2. Benefits such as travel insurance and airport VIP lounge access 
    3. Discounts on goods and services at our merchant partners
    4. Safer and more convenient than carrying cash
    5. Up to 50 days interest free

  2. What types of credit cards does Barclaycard offer?
    1. Platinum World Miles Credit Card
    2. Barclaycard Gold
    3. KQ Msafiri Gold Card
    4. Barclaycard Classic
    5. Barclays Premier League Card(BPL)
    6. Secured cards
    7. Company Cards

  3. What are Barclaycard rewards?
    You earn reward points on every purchase made with your credit card

    Platinum World Miles Credit Card
    The world miles programme is a reward scheme through which card holders earn world miles which are redeemable for free air tickets with any airline to any destination in the world, tours and travels and hotel bookings.

    Barclaycard Gold, Classic and BPL
    On all your purchases you earn Swaipa points redeemable for cash back to your card account. For every Kes. 100 spent you earn 2 Swaipa points on Gold cards and 1 Swaipa Point on Classic/BPL cards.

    KQ Msafiri Gold
    Through the Air Miles programme you earn Air Miles redeemable for free air tickets or flight upgrades with Kenya Airways on all your purchases.

  4. What are the key benefits of the Platinum Card?
    1. World Miles rewards programme
    2. Access to airport VIP lounges

  5. What are the key benefits of the Barclaycard Gold Card?
    1. Swaipa reward points

  6. What are the key benefits of the KQ Msafiri Gold Card?
    1.  KQ Air Miles reward programme

  7. What are the key benefits of Barclaycard Simplicity?
    1. No Annual fee

  8. How do I make my card payments?
    1. Via automatic debit to your Barclays on Non-Barclays account. This is compulsory for all card holders
    2. Via cash or cheque at any Barclays Branch
    3. Via mobile or internet banking transfer(available for Barclays account holders only)
    4. Via MPESA to pay bill 303030

  9. What is the 50 day interest free period?
    Your card statement captures transactions over a 30 day cycle. As at your statement date, you are billed for transactions for the previous 30 days. The due date for payment is 20 days after statement date meaning the oldest transaction per cycle ages for a maximum of 50 days and does not attract any interest charge if payment is made by the due date.


  10. How do I make a credit card application?
    Fill in the feedback/comments form on the credit card section of the website or apply at any Barclays branch countrywide


  11. How do I redeem my reward points?
    For platinum cards, call the International Customer Loyalty Program Contact Centre on (+27) 215270514 or visit worldmilesafrica.com. For KQ Msafiri, contact the KQ contact centre on + 254 020 3274747/+254 0711 024747 or visit www.kqmsafiri.com. For Barclaycard Gold, Classic and BPL contact the Barclays Contact centre on +254 020 390 0000/+254 722130120/732 130120